Envelope: Banking & Budgeting 1.021

Envelope is a banking application that provides comprehensive management of your financial resources. The app is meticulously crafted to cater to individuals who are adept at handling personal finances. Offering exceptional envelope budgeting, real-time transaction alerts, distinct virtual and physical card options, and the inclusion of joint accounts, Envelope equips users with the necessary tools to elevate their financial management skills.

• Envelope operates as a financial technology entity rather than a traditional bank. The banking services are facilitated by Pacific West Bank, an FDIC member institution. Your deposits are safeguarded by FDIC insurance up to $250,000 through Pacific West Bank.
• The Envelope Visa® Debit Card is issued by Pacific West Bank, N.A. under the authority of Visa U.S.A. Inc. and is accepted at all locations that honor Visa cards.
• An Annual Percentage Yield (APY) of 4.55%, effective as of 2/14/2024, is offered. Note that this rate is variable and subject to change post-account opening. Potential fees might impact the earnings accrued on the account.